New Texas Roof Insurance Rules: What Homeowners Need to Know Before Selling

If you're thinking about selling your home in Texas, there is an important insurance trend that could affect both you and your future buyer: changes in how insurance companies handle roof claims.

For years, many Texas homeowners were able to replace their roofs after hail or storm events, even when the damage was primarily cosmetic. However, insurance companies have responded to increasing claim costs by introducing new policy provisions and endorsements that can significantly limit coverage.

What Is Cosmetic Roof Damage?

Cosmetic damage refers to visible damage that affects the appearance of a roof but does not impact its ability to protect the home from water…

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Why Homeowners Insurance Premiums Are Rising in 2026 — And What Texas Homeowners Need to Know

If your homeowners insurance premium increased this year, you’re not alone. Across Texas and much of the country, homeowners are experiencing some of the steepest insurance hikes in decades. In 2026, rising premiums are becoming a major concern for buyers, sellers, and current homeowners alike.

So what’s causing these increases — and what can homeowners do about it?

The Real Reasons Insurance Costs Are Climbing

Insurance companies are facing higher costs from nearly every direction. The cost to repair or rebuild homes continues to rise.

1. Severe Weather Is Increasing Claims

Texas homeowners are no strangers to extreme weather. Hailstorms, high…

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A common question from rental property owners is:

“Can you issue separate 1099s to each partner who owns the property?”

This situation often comes up when a rental property is owned by multiple investors, partners, or members of an LLC. While it may seem logical to divide the income among owners at the property management level, IRS reporting rules do not allow property managers to do this.

The 1099 Must Be Issued to the Legal Payee

For tax reporting purposes, a property manager must issue the 1099 to the legal entity or person listed as the payee on the W-9 form and management agreement.

That means if the property is owned by:

  • An LLC
  • A partnership
  • A trust
  • Or an individual owner

…the 1099 must be issued to that…

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BY KATHY SCOTT TUESDAY, NOVEMBER 28, 2023

Over 80 million Americans, or 33% of the population, have a criminal record. The country also has the sixth-highest incarceration rate in the world.

Many of these individuals will later become renters. The words "criminal record" shouldn't scare a landlord away, but they do need to look into what it contains.

Read on for several reasons why you should conduct a tenant criminal background check.

SAFETY AND SECURITY

Tenant screening helps you find the best tenants for your property. The first thing it should always do is determine if they'll be safe to have on your property.

Having a criminal record doesn't always make them dangerous, but it's important to have a record of their actions. It…

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BY KATHY SCOTT TUESDAY, APRIL 25, 2023

Home prices are dropping in 2023! So if you’re ready to become a homeowner, now’s your chance.

Buying a house is the most fulfilling investment you’ll ever make, and it’s important to understand all the details. Read your purchase agreement carefully and discuss any disputes with the seller before signing.

The purchase agreement plays an essential role in helping you secure the home of your dreams. Keep reading to get an in-depth look at this document so you can use it to your advantage.

WHAT IS A PURCHASE AGREEMENT?

A purchase agreement states the terms and conditions of buying a home. It’s a legally binding contract that both parties must sign before it becomes valid.

COMPONENTS OF A PURCHASE…

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There are approximately 19.95 million rental properties in the US, and individual investors own 70% of these properties. With so much potential to grow your rental property business, it's important to remember you can't do it all on your own.

If you don't have property maintenance services, it's time to pay attention. Learning the benefits of working with a property maintenance company will open doors you never thought possible for your business.

This guide will teach you the benefits of professional property maintenance for your properties!

ENSURES YOUR PROPERTY IS CLEAN AND SAFE

A professional property maintenance team will take care of your property year-round. This includes removing dirt, debris, and mold from all concrete surfaces.…

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  • 5 Tasks Every Homeowner Should Do in January

    Start looking for that contractor NOW if you want your project done by summer’s end. Read

Visit houselogic.com for more articles like this.

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Top Property Management Myths That You Should Avoid

Top Property Management Myths You Should Avoid

BY KATHY SCOTT TUESDAY, OCTOBER 25, 2022

The value of residential property has been trending upward for over a decade. In 2020, the National Association of Realtors reported that, by certain metrics, the average American home will be worth $382,000 by 2030. 

This makes investing in residential real estate a smart bet. But, renting out property to tenants comes with legal and practical responsibilities—responsibilities more serious than other investments incur.

As a result, responsible landlords are increasingly seeking property management services.

WHAT IS PROPERTY MANAGEMENT?

Property management is the umbrella term for the regular work of overseeing and maintaining residential…

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